Why Buy a Used Vehicle

The first thing you will notice is that used cars are more affordable than the new version of a car or truck. This can mean less money up front for you, or if you have some extra money, you can just get a nicer model that you wouldn’t be able to buy if it was new. You could get the Jeep Grand Cherokee you’ve always wanted or the RAM 2500 you didn’t think you could afford just by buying a used model instead of a new one.

The reason they are more affordable is because vehicles lose value quickly when you buy them new. Financing a new KIA vehicle near Jackson can be easy, but once you drive it off the lot, it can lose up to 40% of its value in the first year. This is not something you have to worry about when you buy a used car because the major depreciation has already happened. You can find a reliable vehicle you can count on and maybe even sell again for a good price if you take good care of it.

Another advantage to buying a used car is the choices out there. While you don’t get to choose a specific package or options on a used car, you can find models that are no longer made or a style of Kia or other manufactuer that has changed. Every day there are more great options for used cars, and a little searching will help you find ones that not only fit your price range, but fit the style you want.

Now that you've done your research, it is time to apply for financing! With our quick and simple credit application, you can apply today. Please note that this is a hard credit pull.

Financing Checklist

  • Insurance
    • You need to show that you are covered before you buy a new car. If you don’t have insurance before you go to buy the car, then you can set it up at the dealership. However, it’s better to plan ahead so you can get the best plan for your situation.
  • Proof of Income
    • Recent pay stubs or bank statements will show that you have money coming in and will be able to keep up with loan payments. Many lenders will contact your employer for verification as well. Any assets you can provide as collateral such as credit cards or other outstanding loans in your name will help establish proof of income.
  • Proof of Identification
    • Unless you are dealing with your current bank or credit union, then lenders will need to see some identification on who is financing a Kia or used vehicle near Jackson Mississippi. There is a point system involved, which means you’ll need a photo ID and then additional items like any bills with your name on them, titles to another vehicle, or a passport.
  • Proof of Residence

    • Lenders need to know where you live just in case you stop paying bills or they need to send you important documents. All you will need for this is a recent utility bill.

Have all that? Go ahead and click above to fill out the application!

After you apply, one of our trained professionals will contact you!