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Need clarification on our process? Browse our Frequently Asked Questions (FAQs) section, where we have compiled insights from our esteemed customers. Explore these answers to find the information you're seeking and gain a better understanding of our services.

Frequently Asked Questions

How do I know what my budget should be? 

We recommend following a formula that advises limiting such expenses to 20% of your monthly income. For instance, if your monthly earnings amount to $2500, it is advisable to allocate no more than $500 towards your car payment, fuel costs, maintenance, and any other related expenses that may arise. 

Simplify your budgeting process with the assistance of our experienced professionals who are dedicated to guiding you towards the right financial path.

Is the finance application a hard pull on my credit? 

Our finance applications at MS Car Loans are processed through our Wilson Kia location, which involves a hard credit pull; rest assured, this step allows us to accurately assess your eligibility for vehicle financing and ensure that we stay within your predetermined budget.

Once a budget is determined, where can I buy a car from? 

Discover a wide selection of pre-owned vehicles at Wilson Kia that cater to various budgetary requirements, allowing you to find the perfect fit for your needs; Click here to explore our used vehicle inventory!