Jackson MS Area Hyundai Financing Center Helps Out-of-State Shoppers Plan Ahead

When you’re planning to purchase a new vehicle, you want to find the car that lines up perfectly with the one you’ve been dreaming of. From the body style and interior features to the engine and the paint color, compromise is out of the question when you’re ready to invest in a new car.

Financing a Hyundai near Jackson MS

Considering the incredible inventory available at our affiliated dealerships, it’s extremely likely that you’ll find your dream car ready and waiting in one of our showrooms. While we routinely work to help Kia and Hyundai shoppers from Jackson MS finance new vehicles, we also run into our fair share of out-of-state shoppers. After all, no distance is too far when the car of your dreams is on the line!

If you plan on crossing state lines to purchase a vehicle, though, it’s only logical that you would want to do your homework and be as prepared as possible before heading out to get your new car. Fortunately, the experts at MS Car Loans are here to shed some light on what you’ll need to know!

Things to Know When Buying a Car in Another State

If you’re planning to finance a new Hyundai of Kia with our Jackson, MS, area team, you can count on smooth sailing no matter where you’re coming from! Our friendly experts are here to help walk you through every step of the process.

When buying a vehicle out of state, you’ll want to double check that you’re able to register that model back home. Some states adhere to the California Air Resources Board, which enforces more stringent emissions regulations. None of these states are particularly close to Mississippi, though.

Jackson MS area Kia financing

Be sure to let our team know that you’ll be registering your vehicle in another state, too, as this will impact how sales tax is applied. You’ll simply pay for the vehicle with us; sales tax will be paid in your home state when you register your brand new vehicle!

If you have any questions about how to prepare for your out-of-state purchase, don’t hesitate to reach out to us. You can contact us online or call the MS Car Loans team directly at (877) 964-0040 to get the ball rolling today!

Certified Pre-Owned Hyundai and Kia Options Help Jackson MS Area Drivers Find Quality

The team here at your Kia and Hyundai financing center serving Jackson, MS, spends time everyday getting to know customers just like you. As a trusted partner during the financial planning process, it’s critical for our team to get to know you and your financing situation personally so that we can offer the best advice and options possible!

Different drivers have different needs and goals, of course; some drivers are looking for the right interest rate, some are looking for the best incentives, and some are simply after the right monthly payment. Every driver, though, shares the goal of finding the best possible value for their hard earned money!

Kia financing near Jackson MS

At MS Car Loans, that’s exactly what we aim to provide. Some drivers may not want, or be able to finance, a brand new vehicle right now. That doesn’t mean they need to miss out on value, though!

With a sprawling selection of certified pre-owned Kia and Hyundai vehicles, all of our customers can find a great vehicle in their price range. Choosing a CPO Kia or Hyundai is like getting a new car at a used car price!

Peace of Mind You Can Count On

When you choose to shop for a used Kia or Hyundai near Jackson, MS, choosing to look at CPO options provides the confidence and quality that you deserve behind the wheel. All of our certified vehicles are less than five years old, have less than 60,000 miles on the odometer, and have undergone a 165-point quality inspection to earn approval from both the original automaker and the Wilson Auto Group!

Jackson MS area Hyundai financing department

Beyond carrying these impressive qualifications to become CPO vehicles, these models also include extensive coverage to offer peace of mind while you’re out on the road. You’ll enjoy the remainder of the original 10-year/100,000-mile limited powertrain warranty, as well as breakdown coverage in the form of rental cars and Travel Interruption Reimbursement and comprehensive 24/7 roadside assistance.

If getting into a like-new vehicle at a used vehicle price sounds like the solution you’ve been after, our team is here to help make it happen. We invite you to contact MS Car Loans online or to give us a call at (877) 964-0040 today!

Peace of Mind and Reliability Await Hyundai Shoppers Near Jackson MS

Here at your Jackson, MS, area Hyundai financing center, our team spends a lot of time getting to know our customers and their lifestyles. Specifically, we’re very well acquainted with the unique financial components that influence shoppers during the car shopping experience.

New Hyundai financing near Jackson MS

Interestingly enough, there’s one idea that seems to be nearly universal among our shoppers. From those on tight budgets with not-so-great credit to drivers who have never been in a better financial situation, every driver has a desire to get the most value possible for their hard-earned money!

Fortunately, Hyundai is an automaker that’s committed to bringing drivers the very best in any price range. When you finance a new Hyundai near Jackson, MS, you can rest assured that you’re getting the utmost in quality.

Hyundai Assurance Testifies to Brand’s Outstanding Value

When an automaker takes true pride in delivering on exceptional vehicles—and takes the initiative to back those vehicles up—you can enjoy the confidence that comes with knowing you’ve chosen a quality nameplate. When you choose Hyundai, that confidence is right in plain sight thanks to America’s Best Warranty.

Jackson MS area new car financing

Peace of mind is a standard feature when you’ve got a five-year/60,000-mile new vehicle limited warranty; a seven-year/unlimited mileage anti-perforation warranty; a 10-year/100,000-mile powertrain limited warranty; and, on hybrid models, a lifetime hybrid battery warranty. This is the sort of new vehicle warranty coverage that you won’t find anywhere else in the industry.

Purchasing a Hyundai also means having an ace up your sleeve thanks to a five-year/unlimited mileage Roadside Assistance plan, including a year of standard Enhanced Roadside Assistance. In the event that things do go wrong on the road, Hyundai is a brand that continues to provide an exceptional ownership experience with this added coverage.

To learn more about the incredible benefits that you’ll enjoy with every new Hyundai vehicle, or to begin planning out your purchase, be sure to contact us online or to call the MS Car Loans team at (877) 964-0040 today!

Hyundai Financing Team Near Jackson MS Helps Drivers Handle the Unexpected

The unfortunate truth is that it’s often close to impossible to look ahead and accurately predict the future, especially when it comes to the economy. The recent recession has left many of our friends and neighbors in less-than-ideal situations when it comes to financing and credit, but at MS Car Loans we take care of our own.

Financial trouble

Here at your Jackson, MS, area Kia and Hyundai financing department, we strive to get to know you personally and to understand your situation. Every shopper’s experience and situation is unique, which is why it’s so important to focus on the human element when helping you to finance a vehicle.

Kia financing department near Jackson MS

In many cases, it might even be a rough financial past that led you to choose a Hyundai or Kia vehicle. Affordable, reliable, and equipped with America’s Best Warranty, these models are certain to help you save down the road. Incentives from the automakers can even help you with your down payment; there’s no such thing as easy money, but these specials are the next best thing!

What to Do if Financial Trouble Strikes

Even if things were looking up when you came to buy or lease a new Hyundai or Kia at your Jackson, MS, area financing center, things can sometimes change very quickly. Hard times come and hard times go, but the important thing is not to be swallowed up when things take a turn for the worst.

Whether it’s unforeseen expenses, a gap in employment, or something else altogether, we understand that things happen on occasion. We’re here to help you keep your footing on rocky ground, but it’s important that you help us to help you.

Jackson MS area Hyundai financing center

If you expect that you might have trouble making one of your scheduled payments, let us know as soon as possible. The sooner we can get an understanding of the situation, the more likely it is that we’ll be able to find an arrangement to help you get things back in order.

To learn more about your options when it comes to financing a quality vehicle, be sure to contact MS Car Loans online or to call our experts at (877) 964-0040 today. We’re here to help!

Weighing Your Options When Financing a Hyundai Near Jackson MS

When you’re preparing to get behind the wheel of a new vehicle, it’s important to view your upcoming shopping experience as a search for two products. In addition to shopping for the vehicle itself, you’re also shopping for the right financing option.

Of course, the right financial approach for you isn’t necessarily going to be the right fit for another driver; everyone is different, and the team here at your Kia financing center near Jackson, MS, takes that into account. That’s why we take the time to get to know you and help you weigh your different options!

Hyundai financing department serving Jackson MS

Creditworthiness is certainly a factor in your options, regardless of whether you plan to buy or lease a new Hyundai near Jackson, MS. We understand that times are tough, though, and will help you get into a reliable vehicle even if you’ve got some bad credit under your belt!

So, how do you approach financing to find the right plan for you? Our experts are here to walk you through it!

Finding Figures That Fit for You

When you finance a new vehicle, the money you spend falls into two main categories. The first is your down payment, which is paid up front when you first get your vehicle. The second is your monthly payment, which continues until your vehicle and financing balances are paid off.

Jackson MS area Kia financing center

In general, making a larger down payment leaves you with a smaller balance to finance and will save you money in interest over time. Depending on your situation, a larger down payment may or may not make sense; if you have significant savings, you’ll likely feel more comfortable shelling out a larger down payment. If a larger down payment would drain too much of your savings, though, it may be worth a few more months of payments to have the peace of mind of some “just in case” money in the bank.

A great option, particularly for our shoppers with bad credit, is to take advantage of the latest Kia and Hyundai incentives. These manufacturer rebates can help to greatly reduce your costs, effectively acting as a large chunk toward your down payment. In addition to lowering your overall costs, this can also help you to secure a better interest rate!

It’s important to remember that everyone’s financial situation is different. If you’re eager to get into a new vehicle, then it’s time to contact MS Car Loans online or to call us at (877) 964-0040! Apply for financing on our secure site, and our team will be looking forward to helping you find the right plan for you.

Learning the Lingo of Hyundai Financing near Jackson MS

Some folks can feel a bit overwhelmed when they reach the financing part of their car shopping experience, but at your Hyundai financing center near Jackson, MS, we work hard to make the process stress-free and inviting! Our team is here to help put things in terms that you can understand.

Even so, you might find yourself facing some unfamiliar phrases when financing a vehicle. Read on to get a handle on some common jargon in the auto loan business!

Jackson MS area Hyundai financing department

Credit Report & Credit Score

Put simply, your credit report is a document that sums up your financial history, and is one of the things you’ll need when applying for financing. It includes details of your financial background, as well as your credit score, which helps to determine the sort of rate you’ll get when applying for financing. Being familiar with your credit report is never a bad idea!

Annual Percentage Rate

Commonly shortened to APR, your annual percentage rate is a fancy term for the interest on your auto loan. Your APR represents the cost of financing, and you can often find especially attractive APRs by taking advantage of manufacturers’ incentives.

Kia financing center serving Jackson MS

Total of Payments

This refers to the total amount that will be paid at the end of scheduled payments, as disclosed on your contract. This figure relates to your Price of Vehicle, Monthly Payment Amount, and Finance Charge and represents your total cost based on the terms of your lease, loan, or finance agreement.

Extended Service Contract

An available add-on in most car financing situation, this is an optional protection package that supplement’s a vehicle’s warranty coverage; think of it like the protection plan you get when you purchase a big ticket appliance. Of course, you’ll receive America’s Best Warranty on every new model here at your Kia and Hyundai dealers!

When you visit MS Car Loans, our team of friendly experts is happy to walk you through all of the finer points of your financing options in plain English to help make things easy. To learn more, or to get the ball rolling toward a new vehicle, don’t hesitate to contact your Kia financing department serving Jackson, MS, today!

Applying to Finance a New Kia Near Jackson MS

If you find yourself drawn to the latest Hyundai and Kia models, you’re not alone! After all, it’s hard not to be captivated by the attention to detail, precision engineering, and outstanding quality that goes into each of these vehicles. If you plan on financing your purchase, you’re not alone there, either!

At your Hyundai financing center serving Jackson, MS, we work with folks each and every day who are looking for the perfect plan of attack for their next purchase. Whether it’s your first vehicle or your 100th, our experts are dedicated to helping to make sure that you’re comfortable throughout the entire financing process.

Jackson MS area Kia financing department

It all begins when you apply for financing. While this is certainly a big step toward your next new vehicle, it’s certainly nothing to worry about! Our friendly team is here to help every step of the way.

The Application Process

Applying for new car financing is actually a fairly straightforward process. In fact, you can even do it right here on our site! A few quick clicks on our secure website is all that it takes to get the ball rolling.

During the application process, you’ll need to provide some fairly basic information on yourself, such as your name, date of birth, social security number, and contact information. This information allows us to verify who you are, ensuring that the credit report we attain is for the right person. Of course, all of your information is safe with our team.

You’ll also need to provide your address, as well as some basics about your current employment including where you work and how long you’ve been working there.

Of course, the experts at your financing department are more than happy to offer guidance or to answer any questions that you may have during this process. We’re here to work with you throughout the application process. If you prefer to apply in person rather than online, you’re certainly welcome to do so!

New Hyundai financing near Jackson MS

To take the first step toward a new vehicle you’ll love, we invite you to contact your Kia financing center serving Jackson, MS, today. You can visit MS Car Loans online or call our team at (877) 964-0040.

Leasing Lets Hyundai and Kia Fans Near Jackson MS Get Behind the Wheel

So, you’ve taken a look at our inventory and narrowed down your choices to the perfect vehicle for you! That’s definitely a lot to be excited about, but you’ve still got some decisions left to make before you hit the road. One of the most important decisions is whether you want to buy or lease a Kia or Hyundai at your financing center serving Jackson, MS!

Jackson MS area Hyundai leasing

Financing or leasing a vehicle both have plenty of perks, and the right choice will vary based on your needs, your preferences, and your current situation. Your experts at MS Car Loans are here to help you make sense of things!

Is Leasing a Vehicle Right for You?

Every lease is different, but one of the biggest benefits of leasing a car at your Jackson, MS, area Hyundai and Kia financing center is pricing. The start up costs of a lease tend to be lower than the down payment on a purchase, and the monthly payments tend to be lower, too. This can be very attractive for many shoppers.

Of course, a lease is for a predetermined amount of time; at the end of the lease, you can either return your lease or choose to finance the remaining value of the vehicle. If you only need your vehicle for a few years, prefer to get into a brand new model every so often, or want plenty of time to be sure of your choice, then a lease can be the perfect opportunity.

Leasing a new Kia near Jackson MS

Most vehicles tend to remain under warranty during a lease—especially when Hyundai and Kia’s Best Warranty in America is involved—which means you don’t need to worry about many repair costs. If you like to modify your vehicle and do your own repair work, though, then leasing may not be for you.

Another important factor for shoppers to consider is that at MS Car Loans, the mileage of your lease doesn’t matter as long as you buy, sell, or trade with us at the conclusion of your lease. This opens up the possibility of leasing for many different types of drivers!

The team at MS Car Loans is always happy to break down the specifics of a particular lease offer, helping you to determine what makes the most sense for your unique scenario. To learn more about our current lease offers, we invite you to contact us online or to call our team at (877) 964-0040 today!

What You Need to Know About Co-Signing to Finance a Hyundai Near Jackson MS

When it’s time to purchase a vehicle, everyone’s financial situation is entirely unique. As a result, the right choice for someone else might not be the right fit for you. Fortunately, the team here at your Jackson, MS, area Hyundai financing center is here to help you find your own ideal choice.

Many shoppers are mistakenly under the impression that having less-than-great credit or little credit means they can’t shop for a new vehicle. This, of course, isn’t the case! The team here at MS Car Loans is eager to help you get into the vehicle you deserve, and we’re more than happy to help you explore your options.

Jackson MS area Kia vehicle financing

One solution for many of our visitors is to approach financing options with a co-signer. Many shoppers are unfamiliar with the implications of co-signing, but don’t worry; we’re here to break down the basics!

The Ins and Outs of Co-Signing

When you start planning out your financing options, a lack of credit or a poor credit history may have the unfortunate impact of making you appear as a risky borrower. If this is the case, then signing with a co-signer adds a degree of security for the lender when you finance a new Kia near Jackson, MS.

Co-signing for automotive financing

A co-signer can be anyone, assuming they have a credit history that paints a more reliable picture than yours. In this way, a co-signer provides a lender with added confidence when offering a loan. For younger drivers, a parent or guardian often acts as a co-signer. However, there’s no stipulation controlling who can or can’t co-sign for you.

When you finance a vehicle with a co-signer, you maintain ownership of the vehicle and the primary responsibility to make your monthly payments. In the event that you miss a payment or default on your loan, however, the balance becomes the responsibility of the co-signer.

It’s important to discuss the individual circumstances of your arrangement with your potential co-signer to make sure all parties involved are well informed as they move forward. Your expert advisors at MS Car Loans are always happy to help you get into the finer points of things! For more information, or to start the loan application process, be sure to contact us online or to call our team at (877) 964-0040 today.

Car Dealerships in Mississippi